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Terms & Conditions

Last updated: May 4, 2025

Acceptance of Terms

By accessing and using the website desertgardensed.com (the "Site") operated by Desert Gardens ED LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, you must not use our Site or services.

Description of Services

Desert Gardens ED LLC is a Phoenix, Arizona-based financial services company providing business funding solutions, including but not limited to small business loans, equipment financing, commercial real estate financing, revenue-based financing, working capital loans, and business expansion funding. The information on this Site is for general informational purposes and does not constitute a commitment to lend or a guarantee of any funding terms.

Eligibility

You must be at least 18 years of age and legally authorized to enter into contracts to use our services. By using our Site, you represent and warrant that you meet these eligibility requirements.

Use of the Website

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, or local law
  • Attempt to gain unauthorized access to any portion of the Site or any systems connected to the Site
  • Use the Site to transmit any harmful code, malware, or disruptive technology
  • Impersonate or attempt to impersonate the Company, a Company employee, or any other person
  • Use the Site for any commercial purpose not expressly approved by us

Contact Form and Inquiries

When you submit information through our contact form, you represent that the information you provide is accurate and complete. You understand that submitting a contact form does not create a binding obligation on the part of Desert Gardens ED LLC to provide funding or services. All funding decisions are subject to our review and approval process.

SMS/MMS Communications Terms

By opting in to SMS/MMS communications from Desert Gardens ED LLC, you agree to the following terms:

  • Consent: By checking the SMS opt-in checkbox on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Desert Gardens ED LLC, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
  • Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
  • Costs: Message and data rates may apply. Please check with your mobile carrier for details about your messaging plan.
  • Opt-Out: You may opt out of SMS/MMS messages at any time by replying STOP to any message you receive from us. Upon receiving your STOP request, we will send a final confirmation message, and you will no longer receive SMS/MMS messages from us unless you opt in again.
  • Help: For assistance, reply HELP to any message or contact us at elias@desertgardensed.com.
  • No Third-Party Sharing: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
  • Not a Condition of Purchase: Consent to receive SMS/MMS messages is NOT a condition of purchase of any goods or services from Desert Gardens ED LLC.

For more information about how we handle your data, please review our Privacy Policy.

Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Desert Gardens ED LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

Disclaimer of Warranties

The Site and all content, materials, and services provided on the Site are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not guarantee that any funding will be approved or that specific terms will be offered.

Limitation of Liability

To the fullest extent permitted by applicable law, Desert Gardens ED LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or these Terms, regardless of the theory of liability.

Indemnification

You agree to indemnify, defend, and hold harmless Desert Gardens ED LLC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by Desert Gardens ED LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Maricopa County, Arizona.

Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

Contact Us

If you have any questions about these Terms & Conditions, please contact us:

Desert Gardens ED LLC
733 W Pierce St, Phoenix, AZ 85007
Email: elias@desertgardensed.com

Desert Gardens ED LLC

Cultivating financial growth for Phoenix-area businesses. Direct lending solutions rooted in local expertise.

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733 W Pierce St
Phoenix, AZ 85007

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